Neel Care Welfare Foundation

Empowering Rural India

Serving Murshidabad & surrounding areas with trust and care.

Empowering Rural Communities Through Microfinance

We believe that small loans can create big changes. From helping families start small businesses to supporting education and daily needs, we stand beside rural households with affordable and transparent financial services.

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92%

Repayment Rate

12K+

Lives Impacted

Empowered rural women
Community empowerment
About Us

Empowering Communities Since 2023

At Neel Care Welfare Foundation, we are dedicated to supporting rural families with fair and simple microfinance solutions. Our goal is to make financial services accessible to those who need them most, so that dreams can grow and communities can thrive.

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Empowerment

Helping individuals and groups build a better future.

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Trust & Transparency

Clear process, fair interest, no hidden charges.

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Community Care

Focused on rural households, small businesses, and self-help groups.

Our Services

Financial Solutions for Rural Entrepreneurs

Group Lending (Ghosthi)

Our main program offers collateral-free loans to rural families and self-help groups, giving them the chance to start small businesses, cover household needs, or invest in a better future.

  • Loan amounts from ₹1,000 – ₹50,000
  • Repayment terms: 12 – 60 months
  • Repayment cycles: Weekly, Bi-monthly (twice a month), or Monthly
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Flexible Repayment Options

We know that every borrower’s situation is different. That’s why we provide flexible repayment choices, so you can pay back in a way that fits your income and lifestyle.

  • Weekly, Bi-monthly, or Monthly installments
  • Interest rate: 1.66% per month*
  • No hidden fees or extra charges
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Simple & Transparent Loan Process

Our loan process is designed to be easy, fast, and fair. We explain every step clearly, so you know exactly what to expect.

  • Submit application
  • Document & physical verification
  • Loan approval or rejection in a short time
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By The Numbers

Our Impact in Murshidabad

92%

Repayment Rate

Highest in the region

12K+

Lives Impacted

Families empowered

65+

Villages Served

Across the district

Our Process

How Group Loans Work

Application

Start by submitting a loan request through your self-help group or at our branch office. Our team will guide you with the required form and details.

Document Verification

We carefully check your ID and necessary documents to ensure everything is correct, fair, and transparent.

Physical Verification

A short field visit is done by our staff to confirm your information and understand your loan needs better.

Loan Approval / Rejection

Based on the checks, your loan is either approved or declined. Approved loans are disbursed quickly with clear repayment terms.

Loan process