Services

What We Offer

Our Financial Services

Our focus is on making loans accessible, fair, and supportive, without the need for property or collateral.

Group Lending

Group Loans empowers communities through a unique group lending model. Small groups of 5–10 members come together, guaranteeing each other’s loans and creating a strong bond of trust and accountability. This approach opens access to affordable finance without the need for collateral, helping individuals and small businesses invest in their goals, manage household needs, or handle unexpected expenses with confidence.

Loan Amount: ₹1,000 – ₹50,000, designed for both urgent needs and growth opportunities.
Interest Rate: 1.66% per month* (approx. 20% annually), with clear and transparent terms.
Repayment Terms: 12 – 60 months, offering long-term flexibility to suit members’ needs.
Repayment Cycles: Choose from Weekly, Bi-monthly, or Monthly, making repayments easier to manage.
Collateral-Free: No physical assets required — loans are backed by trust within the group.

How It Works

Our Simple Loan Process

Four easy steps to access financial support for your business or agricultural needs

Application

Apply for a loan through our field officer, online form, or by visiting your nearest branch. Just provide basic details like personal information, income, and loan purpose — with minimal paperwork.

Verification

Our team verifies your documents, group membership, and repayment capacity. This step ensures transparency, fairness, and builds mutual trust.

Approval

After verification, your application is carefully reviewed. Once approved, you’ll receive a clear breakdown of the loan amount, interest rate, repayment cycle, and terms.

Disbursement

Funds are disbursed quickly — either directly to your bank account or through your self-help group. You can start using the loan right away for your business, household, or emergency needs.

Apply for a Loan Today